Save together. Grow together.
Huza Unit Club is a savings circle for our community in Australia. Every two weeks each member contributes, part goes to their own savings and part goes to one member in turn. Members can also borrow from the pool at a fair rate.
- 22 members
- 25 rotation places
- $350 every two weeks
Every member gets a card like this in the app: savings, what you owe and your payout turn, live.
Four simple moves, repeated with care
The same rules for everyone, written down and applied by the app, so nobody has to chase anybody.
- 01
Contribute
Every member pays $350 every two weeks. One place in the rotation, one contribution.
- 02
Save and pool
$150 goes to your own savings, $200 goes into the payout pot.
- 03
Take your turn
Each cycle the whole pot, $5,000, goes to the next place on the list: from 1 to 25, then back to 1.
- 04
Borrow fairly
Need help between turns? Borrow up to $5,000 at 2% a month on what you still owe.
Built on trust, run in the open
We started as an ikimina among friends and family. Today every contribution, payout, fine and loan is recorded in the app, so every member can see exactly where they stand and how the club is doing. No surprises, no disputes.
Your balance, live
Savings, contributions, fines and loans on one card, the moment the treasurer confirms a payment.
Reminders before, not after
Email, SMS and in-app reminders 3 days before every payment is due.
A statement for everything
Every payment, payout and fine with its date and method. Nothing is ever deleted.
Checked by the committee
Payments are confirmed by an admin, loans are approved by an admin, and every action is logged.
Want to save with Huza Unit Club?
Send a request. A committee member will call you to talk it through. Joining costs $200 plus a $500 initial share that stays yours.